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How to Reduce PMT Score and Receive 13500 BISP Payment – Complete Guide for Beneficiaries

The BISP 8171 program helps low-income families across Pakistan. However, many deserving applicants are unable to get payments because their PMT score is higher than the eligibility limit. If you want to receive the 13500 rupees installment, it’s important to understand how the PMT score works and what steps can help reduce it legally.

بینظیر انکم سپورٹ پروگرام میں شامل ہونے کے لیے حکومت ایک اسکور استعمال کرتی ہے جسے پی ایم ٹی اسکور کہا جاتا ہے۔ یہ اسکور آپ کی آمدنی، گھریلو اخراجات، جائیداد اور دیگر مالی حالات کی بنیاد پر بنتا ہے۔ اگر یہ اسکور زیادہ ہو تو آپ پروگرام کے لیے اہل نہیں ہوتے، لیکن اسکور کو کم کرنے کے لیے کچھ قانونی طریقے ہیں جن سے آپ فائدہ اٹھا سکتے ہیں۔

What is the PMT Score in BISP 8171?

The Proxy Means Test (PMT) score is a numeric value calculated during the NSER survey. It reflects your household’s financial status.

  • If the score is 32 or below, you qualify for BISP payments.

  • If it’s above this limit, you may be declared ineligible.

Why PMT Score Matters for 13500 Payment

The Rs. 13500 installment is part of the Benazir Kafaalat Program under BISP. Only those with a low PMT score receive this payment. If your score is high, the system automatically excludes you, even if your income is low but your assets are recorded incorrectly.

Steps to Reduce PMT Score Legally

1. Update Your NSER Survey Data

If your family’s financial situation has changed, request an NSER re-survey at the nearest BISP office.

  • Remove outdated information about income.

  • Correct errors regarding property or business ownership.

2. Avoid Unnecessary Assets on Record

Owning extra vehicles, large agricultural land, or expensive electronics in the survey records can increase your PMT score.

  • If these are wrongly recorded, request corrections.

3. Maintain Accurate Household Details

Make sure the number of family members, dependents, and earning sources are correctly recorded. More dependents with lower income reduce the PMT score.

4. Stay in Touch with Local BISP Office

Regularly check your eligibility status via the 8171 web portal or SMS service. If you become ineligible due to score changes, reapply with updated data.

Checking Your BISP 8171 Eligibility

  • Send your CNIC to 8171 via SMS.

  • Visit the BISP 8171 online portal.

  • Go to the nearest BISP Tehsil office.

When Will You Receive the 13500 Payment?

Once your PMT score is reduced and you’re declared eligible:

  1. You’ll be added to the next beneficiary list.

  2. Payments are transferred through BISP payment centers and HBL/Bank Alfalah ATMs.

  3. You’ll receive an SMS from 8171 when payment is ready.

Important Notes for Beneficiaries

  • Never pay agents for reducing your PMT score—use only official BISP channels.

  • Keep your CNIC valid and updated with NADRA.

  • Participate in surveys honestly—false data may cause disqualification.

Conclusion

Reducing your PMT score through correct and updated data can open the door to receiving the BISP 13500 rupees payment. Always follow legal methods and work directly with official BISP staff to avoid scams. With accurate information in the system, you can secure your place in the beneficiary list and continue receiving financial assistance.

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